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Amini, Shabrina Fatimah (2024) Pengaruh Non Performing Financing (NPF), Operational Efficiency Ratio (OER), dan Financing to Deposit Ratio (FDR) terhadap Return On Assets (ROA) pada PT. Bank Mega Syariah periode 2012-2022. Sarjana thesis, UIN Sunan Gunung Djati Bandung.