Analisis filosofis terminologi multi akad perspektif hukum ekonomi syaria

Setiawan, Iwan (2023) Analisis filosofis terminologi multi akad perspektif hukum ekonomi syaria. AL-AFKAR: Journal for Islamic Studies, 6 (3). pp. 484-500. ISSN 2614-4905

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Official URL: https://al-afkar.com/index.php/Afkar_Journal/artic...

Abstract

INDONESIA: Penelitian ini bertujuan mengkaji secara filosofis mengenai eksistensi al-'Uqûd al-Murakkabah (multi akad). Penelusuran dikonsentrasikan pada pendapat para fuqaha dan muhadisin, serta penerapannya pada Lembaga Keuangan Syariah. Telaah ini mendesak, sebab dalam bentuk akad tunggal tidak mampu merespon transaksi keuangan kontemporer yang selalu bergerak dan terpengaruh oleh industri keuangan baik secara nasional, regional maupun internasional. Dengan menggunakan metode kualitatif dan kepustakaan, penelitian ini menyimpulkan bahwa, pertama, pandangan fiqh muamalah kontemporer terhadap hadis-hadis yang berkaitan dengan model hybrid contract mengarah pada redaksi tentang larangan bai'ataini fi bai'atin (dua jual beli dalam satu jual beli), larangan syaqataini fi syaqatin atau dua akad dalam satu transaksi dan larangan bay' dan salaf (akad jual beli dan pemesanan barang), Kedua, konstruksi model hybrid contract pada bank syariah ditujukan pada konstruksi al-'Uqûd al-Mutaqâbilah (akad bergantung atau bersyarat), yang diimplementasikan pada Bank Garansi (BG), dan al-'Uqûd al-Mujtami'ah ENGLISH: This research aims to examine philosophically the existence of al-'Uqûd al-Murakkabah (multiple contracts). The search is concentrated on the opinions of fuqaha and muhadisin, as well as its application in Islamic Financial Institutions. This study is urgent, because in the form of a single contract is not able to respond to contemporary financial transactions that are always moving and affected by the financial industry both nationally, regionally and internationally. By using qualitative methods and literature, this study concludes that, first, the contemporary fiqh muamalah view of the hadiths related to the hybrid contract model leads to the wording of the prohibition of bai'ataini fi bai'atin (two trades in one trade), Second, the construction of the hybrid contract model in Islamic banks is aimed at the construction of al-'Uqûd al-Mutaqâbilah (dependent or conditional contract), which is implemented in the Bank Guarantee (BG), and al-'Uqûd al-Mujtami'ah.

Item Type: Article
Uncontrolled Keywords: Lembaga Keuangan Syariah; Multiakad
Subjects: Islam > Islam and Economics
Fikih (Fiqih, Fiqh), Hukum Islam
Fikih (Fiqih, Fiqh), Hukum Islam > Bank Islam, Baitul Mal Wat Tamlil
Divisions: Fakultas Ekonomi dan Bisnis Islam > Program Studi Ekonomi Syariah
Depositing User: Iwan Setiawan
Date Deposited: 28 Jun 2024 01:59
Last Modified: 28 Jun 2024 01:59
URI: https://digilib.uinsgd.ac.id/id/eprint/89361

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